Asia works in a corporation, earns 9 thousand net and for two years heard from everyone: “Why do you need a loan? Rent, it’ll be cheaper!” Today, after a year in her apartment in Prądnik Czerwony, she thinks differently.
💰 Her calculations were simple
Rent: 2500 PLN monthly = 30 thousand yearly = 300 thousand in 10 years. For this money you get nothing but a roof over your head. Loan payment: 2800 PLN monthly, but after 25 years the apartment is YOURS.
“First year was trauma,” Asia admits. “Every repair, every breakdown is my problem. But after a year I understood this was the best decision of my life.”
🏆 What did she gain in a year?
Apartment appreciated by 15 thousand (price growth in the district). Renovated to her own taste. Doesn’t need to ask owner’s permission to hang a picture. Has feeling of stability and home, not just accommodation.
🎯 Her advice to others
Buy an apartment as fast as you can. Prices grow faster than savings. Don’t wait for “perfect conditions” because they won’t come. Better to have small apartment on credit than big one for rent.
💡 Most important
“People fear credit, but should fear spending their whole life paying rent for someone else’s apartment,” Asia summarizes.
Looking for your first apartment? We’ll help find the right one!
📍 Eternel – Real Estate Agency
al. Jana Pawła II 58, lok. 2.1, Kraków
📞 +48 577 707 032 (WhatsApp, Telegram)
📧 [email protected]
🌐 https://www.eternel.agency/
📲 Telegram: @Eterneladmin