In our agency we daily meet young people with a spark in their eyes and a dream of their own four walls. \u201cIs it even possible?\u201d they ask, looking at prices. Our answer always is: YES, but you need to be smart.<\/p>\n
Recently we helped a couple, both 27 years old, first year after wedding. Combined earnings: 12,000 PLN net. Savings: 80,000 PLN. Dream: own apartment before thirty. Challenge accepted!<\/p>\n
![\"\"](\"https:\/\/eternel.agency\/wp-content\/uploads\/2025\/06\/IMG_1528-300x300.jpg\")
First lesson: forget about the center. <\/b>Old Town, Kazimierz, Krowodrza are beautiful districts, but with a budget of 500,000 PLN you\u2019ll find maximum 30m\u00b2 there. Do you really want to start adult life in a studio for half a million?<\/p>\n
We showed them an apartment in Czy\u017cyny. 52m\u00b2, two rooms, balcony, parking space. Price: 520,000 PLN. \u201cBut it\u2019s far!\u201d they said initially. We went together by tram to center. 18 minutes. Is that really so much?<\/p>\n
Nowa Huta still raises controversy,<\/b> but young people increasingly see its potential. 60m\u00b2 apartment for 490,000 PLN? That\u2019s reality. Add planned metro, revitalization, growing number of cafes and pubs. In 5 years those who bought today will be laughing.<\/p>\n
Bronowice Ma\u0142e and Wielkie <\/b>are the golden mean. Good communication, new estates, infrastructure. 50m\u00b2 costs about 550,000 PLN. More expensive than Nowa Huta, cheaper than Ruczaj.<\/p>\n
What about the loan? With earnings of 12,000 PLN and down payment of 100,000 PLN, you can count on about 492,000 PLN loan. Payment? About 3,000 PLN. That\u2019s 25% of your income, so safe.<\/p>\n
Our golden rules for first apartment:<\/b><\/p>\n
Location is important, but size more important. Better 50m\u00b2 in Bie\u017can\u00f3w than 30m\u00b2 in Salwator.<\/p>\n
Don\u2019t fear older construction. An 80s block after thermal modernization can be better than new developer with thin walls.<\/p>\n
First apartment doesn\u2019t have to be last. It\u2019s a springboard, not final destination.<\/p>\n
Negotiate! In June 2025 market favors buyers. Owners are more flexible than a year ago.<\/p>\n
The couple we mentioned? <\/b>Bought 55m\u00b2 in Mistrzejowice for 492,000 PLN. Owner agreed to 15,000 PLN discount. Moving in August. \u201cNot perfect\u201d they say \u201cbut ours!\u201d.<\/p>\n
In our agency we specialize in helping young people. We remember how it is to start. That\u2019s why we patiently search, negotiate, advise. Because everyone deserves their place on earth.<\/p>\n
Looking for first apartment?<\/p>\n
Eternel \u2013 Estate Agency<\/p>\n
Address: al. Jana Paw\u0142a II 58, unit 2.1, Krak\u00f3w<\/p>\n
Phone: +48 577 707 032 (WhatsApp, Telegram)<\/p>\n
E-mail: <\/span>biuro@eternel.agency<\/p>\n Website: <\/span>https:\/\/eternel.agency<\/p>\n ? Telegram: @Eterneladmin<\/span><\/p>\n","protected":false},"excerpt":{"rendered":" In our agency we daily meet young people with a spark in their eyes and a dream of their own four walls. \u201cIs it even possible?\u201d they ask, looking at prices. Our answer always is: YES, but you need to be smart. Recently we helped a couple, both 27 years old, first year after wedding. […]<\/p>\n","protected":false},"author":272,"featured_media":1509,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[103],"class_list":["post-1504","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news"],"acf":[],"_links":{"self":[{"href":"https:\/\/eternel.agency\/en\/wp-json\/wp\/v2\/posts\/1504","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/eternel.agency\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/eternel.agency\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/eternel.agency\/en\/wp-json\/wp\/v2\/users\/272"}],"replies":[{"embeddable":true,"href":"https:\/\/eternel.agency\/en\/wp-json\/wp\/v2\/comments?post=1504"}],"version-history":[{"count":9,"href":"https:\/\/eternel.agency\/en\/wp-json\/wp\/v2\/posts\/1504\/revisions"}],"predecessor-version":[{"id":1616,"href":"https:\/\/eternel.agency\/en\/wp-json\/wp\/v2\/posts\/1504\/revisions\/1616"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/eternel.agency\/en\/wp-json\/wp\/v2\/media\/1509"}],"wp:attachment":[{"href":"https:\/\/eternel.agency\/en\/wp-json\/wp\/v2\/media?parent=1504"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/eternel.agency\/en\/wp-json\/wp\/v2\/categories?post=1504"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}