MOST IMPORTANT CHANGE: Mandatory energy certificate for EVERY transaction. No certificate? No sale. Penalty? Up to 30,000 PLN. But attention – certificate must be \u201cnew type\u201d, including CO2 emissions. Old ones valid until end of 2025.<\/p>\n
The Nowaks are selling apartment from 1970. Certificate showed class G (worst). Had to lower price by 50 thousand. \u201cIf we knew earlier, would have replaced windows\u201d – they regret.<\/p>\n
SECOND BOMB: New tax on \u201cflipping\u201d. Selling apartment before 2 years? You\u2019ll pay 15% on profit. End of quick investments. Exception: first apartment, inheritance, divorce.<\/p>\n
In Warsaw effects already visible. Investors holding sales. \u201cI\u2019ll wait these 2 years\u201d – says client who bought 3 apartments in 2024. Prices short-term might drop.<\/p>\n
GOOD NEWS: Land registry digitalization starts full speed. From July in 5 cities (Warsaw, Krakow, Wroc\u0142aw, Gda\u0144sk, Pozna\u0144) online extract in 24h. Cost? 50 PLN instead of 200 PLN. Time? 1 day instead of 2 weeks.<\/p>\n
CONTROVERSIES: \u201cRight of first purchase\u201d for municipalities expanded. City can buy any apartment listed for sale at advertisement price. Has 30 days for decision. In Berlin similar regulation paralyzed market.<\/p>\n
Here still calm. Krakow announces will use only for \u201cbargains\u201d. But uncertainty already affects market. Some sell privately, bypassing advertisements.<\/p>\n
FOR LANDLORDS: End of black market contracts. New rental registration system. Every contract to office within 7 days. Don\u2019t report? Fine up to 10,000 PLN. Plus automatic info to tax office.<\/p>\n
POSITIVE FOR BUYERS: Extended developer warranty. From 5 to 7 years for hidden defects. Plus new guarantee fund – if developer bankrupt, state will finish construction.<\/p>\n
WHAT ABOUT LOANS? New KNF guidelines: max 35% income for payment (was 40%). Young from Krakow already feeling. \u201cInstead of 500 thousand we\u2019ll get 450\u201d – M\u0142ynarski couple complains.<\/p>\n
CURIOSITY: From September mandatory \u201chousing CV\u201d. Seller must disclose EVERYTHING: flooding, renovations, neighbor problems, even past deaths in property. In France works for years, here raises controversies.<\/p>\n
New regulations are mix of good intentions and bureaucratic complications. In our agency we help navigate this thicket. Because regulations are regulations, but people still need apartments.<\/p>\n","protected":false},"excerpt":{"rendered":"
From July 1, 2025, new regulations come into force that will change real estate market. Some will make life easier, others\u2026 complicate. We prepared complete guide. MOST IMPORTANT CHANGE: Mandatory energy certificate for EVERY transaction. No certificate? No sale. Penalty? Up to 30,000 PLN. But attention – certificate must be \u201cnew type\u201d, including CO2 emissions. […]<\/p>\n","protected":false},"author":272,"featured_media":2101,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[103],"class_list":["post-2096","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news"],"acf":[],"_links":{"self":[{"href":"https:\/\/eternel.agency\/en\/wp-json\/wp\/v2\/posts\/2096","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/eternel.agency\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/eternel.agency\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/eternel.agency\/en\/wp-json\/wp\/v2\/users\/272"}],"replies":[{"embeddable":true,"href":"https:\/\/eternel.agency\/en\/wp-json\/wp\/v2\/comments?post=2096"}],"version-history":[{"count":5,"href":"https:\/\/eternel.agency\/en\/wp-json\/wp\/v2\/posts\/2096\/revisions"}],"predecessor-version":[{"id":2108,"href":"https:\/\/eternel.agency\/en\/wp-json\/wp\/v2\/posts\/2096\/revisions\/2108"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/eternel.agency\/en\/wp-json\/wp\/v2\/media\/2101"}],"wp:attachment":[{"href":"https:\/\/eternel.agency\/en\/wp-json\/wp\/v2\/media?parent=2096"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/eternel.agency\/en\/wp-json\/wp\/v2\/categories?post=2096"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}