une is the time when thousands of parents face the same dilemma. Their child got into university in Krakow. What now? Dormitory, rental or maybe buying a small apartment?
In our agency we help hundreds of families make this decision every year. And we know there’s no one right answer. Every family is different, every situation unique.
Dormitory seems the obvious choice. Cheap, close to university, child will meet peers. But we know the reality. Places are scarce, conditions often leave much to be desired. And prices aren’t that low anymore. In Krakow we’ll pay 600-800 PLN monthly for a double room.
Rental is a popular option. Room in student apartment costs 800-1200 PLN plus bills. Studio apartment is an expense of 1800-2500 PLN. Over 5 years of studies that’s 100-150 thousand zlotys. Money that disappears forever.
More and more parents consider a third option. Buying a small apartment. Sounds crazy? Not necessarily. Let’s do simple math. 25m² studio in Ruczaj or Czyżyny costs about 400,000 PLN. Loan payment with 20% down payment is about 2500 PLN. Same as rent.
But here’s where magic begins. After 5 years of studies the apartment remains. You can sell it, rent it out, leave it for child’s start in adulthood. Instead of 150 thousand spent on rent, we have valuable asset.
Recently we helped a family from Rzeszów. They bought 28m² in Grzegórzki. Daughter lives there, has her own place, doesn’t worry about roommates. She rents out space in second room to a friend. 800 PLN monthly covers part of payment. Parents pay less than they would for rent.
Of course, it’s not option for everyone. You need down payment, creditworthiness, trust in child. But worth considering. Especially if you plan financial support throughout studies.
Most important advice? Don’t make decision in rush. Come, let’s talk, analyze options. We’ll help find solution that fits your situation. Because nothing is more important than peace of mind about child’s safety and future.
Eternel – Estate Agency
📍 al. Jana Pawła II 58, unit 2.1, Kraków
📞 +48 577 707 032 (WhatsApp, Telegram)
🌐 eternel.agency
📲 Telegram: @Eterneladmin